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This coverage can help pay for medical expenses, as well as any damage that may occur to the employee’s vehicle.īusiness fleet insurance is a type of policy that covers multiple company vehicles or fleets at once. It keeps your costs low and protects your assets. To protect your employees: If you have employees who use their own vehicles for company purposes, commercial auto insurance can help protect them in the event of an accident.
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Without this coverage, you could be forced to pay out of pocket for these expenses, putting a serious financial strain on your business.Ģ. To protect your business: If one of your vehicles is involved in an accident, commercial auto insurance can help cover the costs of repairs, as well as any liability claims that may arise from the accident. Here are some of the main reasons you should talk to your insurance company about taking out an auto insurance policy on company-owned vehicles:ġ. If you are a small business owner who is using business-owned vehicles to conduct company operations, it’s essential to make sure you have the proper insurance coverage in place. Why Should Small Business Owners Take Out an Auto Insurance Policy?